Is FundMyHome a ponzi scheme?

No.

A Ponzi scheme is a form of fraud which lures investors and pays profits to earlier investors by using funds obtained from more recent investors.  Ponzi schemes never make legitimate investments.

Under FundMyHome,  all funds raised are invested into a hard, tangible asset – your home. You can see, feel and stay in it.  All returns subsequently payable to you and investors  rests on the property’s value which is transparent and independently verified  every five years.